Is My Car Written Off? How to Check Write-Off Status
A written-off car has been assessed by an insurer as economically unrepairable. Understanding write-off categories and how to check the status of any vehicle is essential when buying used.
What Does "Written Off" Mean?
A vehicle is written off when an insurance company assesses that repair costs exceed approximately 70% of the car's value. At this point, it is economically unrepayable — the insurer declares it a total loss and issues a write-off classification.
The Four Insurance Categories
Category A
Scrap only — crushed and destroyed. Cannot be driven.
Category B
Break only — parts salvaged separately. Cannot be repaired or driven.
Category S
Structural damage — can be repaired and returned to road after professional work.
Category N
Non-structural damage — can be repaired to a safe standard.
How to Check Write-Off Status
Run a VEHIXA vehicle history report using the registration number. It will instantly show whether the car has ever been written off and which category.
Should You Buy a Written-Off Car?
Category A and B — no. They should not be on the road. Category S and N can be driven if professionally repaired, but resale value is permanently affected, insurance costs are higher, and financing may be difficult.